.sp-hero{background:linear-gradient(135deg,#f0fdf4 0%,#fff 30%,#f0f9ff 70%,#fff 100%);padding:80px 24px 60px;position:relative;overflow:hidden}.sp-hero:before{content:"";background:radial-gradient(circle,#16a34a14 0%,#0000 70%);border-radius:50%;width:500px;height:500px;position:absolute;top:-200px;right:-100px}.sp-hero:after{content:"";background:radial-gradient(circle,#0ea5e90f 0%,#0000 70%);border-radius:50%;width:400px;height:400px;position:absolute;bottom:-200px;left:-50px}.sp-hero-inner{text-align:center;z-index:1;max-width:800px;margin:0 auto;position:relative}.sp-hero h1{color:var(--navy);letter-spacing:-.03em;margin-bottom:16px;font-size:48px;font-weight:900;line-height:1.1}.sp-hero h1 span{color:var(--brand)}.sp-hero p{color:var(--gray-500);max-width:600px;margin-bottom:32px;margin-left:auto;margin-right:auto;font-size:18px;line-height:1.7}.hero-badges{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.hero-badge{border:1px solid var(--gray-200);color:var(--gray-600);background:#fff;border-radius:20px;align-items:center;gap:6px;padding:8px 16px;font-size:14px;font-weight:500;display:inline-flex}.hero-badge .dot{background:var(--brand);border-radius:50%;width:8px;height:8px}.section-header p{color:var(--gray-500);font-size:16px}.level-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.level-card{border:1px solid var(--gray-200);border-radius:var(--radius-lg);background:#fff;padding:32px;transition:all .2s;position:relative;overflow:hidden}.level-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-2px)}.level-card.featured{border-color:var(--brand)}.level-card.featured:before{content:"";background:var(--brand);height:4px;position:absolute;top:0;left:0;right:0}.level-icon{border-radius:14px;justify-content:center;align-items:center;width:56px;height:56px;margin-bottom:20px;font-size:26px;display:flex}.level-tag{text-transform:uppercase;letter-spacing:.04em;border-radius:6px;margin-bottom:12px;padding:4px 10px;font-size:11px;font-weight:700;display:inline-block}.level-card h3{color:var(--navy);margin-bottom:8px;font-size:20px;font-weight:800}.level-card .desc{color:var(--gray-500);margin-bottom:20px;font-size:14px;line-height:1.7}.level-card h4{text-transform:uppercase;letter-spacing:.05em;color:var(--gray-400);margin-bottom:10px;font-size:12px;font-weight:700}.level-products{margin-bottom:20px;list-style:none}.level-products li{color:var(--gray-700);align-items:center;gap:8px;padding:6px 0;font-size:14px;display:flex}.level-products li:before{content:"✓";color:var(--brand);font-size:13px;font-weight:700}.level-return{background:var(--brand-light);border-radius:var(--radius);text-align:center;border:1px solid #bbf7d0;padding:16px}.level-return .val{color:var(--brand);font-size:28px;font-weight:900}.level-return .lbl{color:var(--gray-600);margin-top:2px;font-size:13px}.compare-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.compare-col{border:1px solid var(--gray-200);border-radius:var(--radius-lg);background:#fff;transition:all .2s;overflow:hidden}.compare-col:hover{box-shadow:var(--shadow-lg)}.compare-col.recommended{border-color:var(--brand)}.compare-header{text-align:center;border-bottom:1px solid var(--gray-100);padding:28px 24px 20px;position:relative}.compare-col.recommended .compare-header{background:var(--brand-light)}.compare-header .best-tag{background:var(--brand);color:#fff;text-transform:uppercase;letter-spacing:.04em;border-radius:20px;margin-bottom:10px;padding:4px 12px;font-size:11px;font-weight:700;display:inline-block}.compare-header h3{color:var(--navy);margin-bottom:4px;font-size:22px;font-weight:800}.compare-header .subtitle{color:var(--gray-500);font-size:14px}.compare-body{padding:24px}.compare-body h4{text-transform:uppercase;letter-spacing:.05em;color:var(--gray-400);margin-top:16px;margin-bottom:12px;font-size:12px;font-weight:700}.compare-body h4:first-child{margin-top:0}.pro-con-list{list-style:none}.pro-con-list li{color:var(--gray-700);align-items:flex-start;gap:8px;padding:5px 0;font-size:14px;display:flex}.pro-con-list li .icon{text-align:center;flex-shrink:0;width:18px}.pro-con-list li .icon.pro{color:var(--brand)}.pro-con-list li .icon.con{color:#ef4444}.tax-example{background:var(--gray-50);border-radius:var(--radius);margin-top:16px;padding:16px}.tax-example .title{color:var(--gray-500);text-transform:uppercase;letter-spacing:.04em;margin-bottom:8px;font-size:12px;font-weight:700}.tax-row{color:var(--gray-600);justify-content:space-between;padding:4px 0;font-size:13px;display:flex}.tax-row .val{color:var(--gray-800);font-weight:700}.tax-row.total{border-top:1px solid var(--gray-200);margin-top:6px;padding-top:8px;font-weight:700}.tax-row.total .val{color:var(--brand);font-size:15px}.best-for{background:var(--accent-light);border-radius:var(--radius);color:var(--gray-700);border:1px solid #bae6fd;margin-top:16px;padding:12px 16px;font-size:13px}.best-for strong{color:var(--accent)}.fund-table-wrap{border:1px solid var(--gray-200);border-radius:var(--radius-lg);overflow-x:auto}table.fund-table{border-collapse:collapse;width:100%;font-size:14px}table.fund-table thead{background:var(--gray-50)}table.fund-table th{text-align:left;text-transform:uppercase;letter-spacing:.05em;color:var(--gray-400);border-bottom:1px solid var(--gray-200);padding:14px 16px;font-size:12px;font-weight:700}table.fund-table td{border-bottom:1px solid var(--gray-100);color:var(--gray-700);padding:14px 16px}table.fund-table tbody tr:last-child td{border-bottom:none}table.fund-table tbody tr:hover{background:var(--gray-50)}table.fund-table .fund-name{color:var(--navy);font-weight:700}table.fund-table .fund-type{background:var(--accent-light);color:var(--accent);border-radius:4px;padding:3px 8px;font-size:11px;font-weight:600;display:inline-block}table.fund-table .fee{color:var(--brand);font-weight:700}table.fund-table .positive{color:var(--brand);font-weight:600}table.fund-table .negative{color:#ef4444;font-weight:600}.stars{color:#fbbf24;letter-spacing:1px}.steps-grid{grid-template-columns:repeat(5,1fr);gap:20px;display:grid}.step-card{text-align:center;position:relative}.step-card:after{content:"";background:var(--gray-300);width:20px;height:2px;position:absolute;top:32px;right:-10px}.step-card:last-child:after{display:none}.step-num{background:var(--brand);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:64px;height:64px;margin:0 auto 16px;font-size:24px;font-weight:900;display:flex;box-shadow:0 4px 12px #16a34a40}.step-card h3{color:var(--navy);margin-bottom:6px;font-size:15px;font-weight:700}.step-card p{color:var(--gray-500);font-size:13px;line-height:1.6}.calc-container{border:1px solid var(--gray-200);border-radius:var(--radius-lg);max-width:700px;box-shadow:var(--shadow-lg);background:#fff;margin:0 auto;padding:40px}.calc-container h3{color:var(--navy);align-items:center;gap:10px;margin-bottom:24px;font-size:22px;font-weight:800;display:flex}.calc-inputs{grid-template-columns:1fr 1fr 1fr;gap:16px;margin-bottom:24px;display:grid}.calc-field label{color:var(--gray-600);margin-bottom:6px;font-size:13px;font-weight:600;display:block}.calc-field input{border:1px solid var(--gray-200);width:100%;color:var(--gray-800);border-radius:8px;outline:none;padding:12px 14px;font-family:inherit;font-size:15px;transition:border-color .15s}.calc-field input:focus{border-color:var(--brand);box-shadow:0 0 0 3px #16a34a1a}.calc-results{grid-template-columns:1fr 1fr 1fr;gap:16px;display:grid}.calc-result-box{background:var(--gray-50);border-radius:var(--radius);text-align:center;border:1px solid var(--gray-100);padding:20px}.calc-result-box.highlight{background:var(--brand-light);border-color:#bbf7d0}.calc-result-box .amount{color:var(--navy);letter-spacing:-.02em;font-size:28px;font-weight:900}.calc-result-box.highlight .amount{color:var(--brand)}.calc-result-box .label{color:var(--gray-500);margin-top:4px;font-size:13px}.calc-bar{margin-top:24px}.calc-bar-label{color:var(--gray-500);justify-content:space-between;margin-bottom:6px;font-size:13px;display:flex}.calc-bar-track{background:var(--gray-100);border-radius:12px;height:24px;display:flex;overflow:hidden}.calc-bar-invested{background:var(--accent);border-radius:12px 0 0 12px;height:100%;transition:width .3s}.calc-bar-growth{background:var(--brand);height:100%;transition:width .3s}.tips-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.tip-card{border:1px solid var(--gray-200);border-radius:var(--radius);background:#fff;gap:16px;padding:24px;transition:all .2s;display:flex}.tip-card:hover{border-color:var(--gray-300);box-shadow:0 4px 6px -1px #0000001a,0 2px 4px -2px #0000001a}.tip-num{color:#ef4444;background:#fef2f2;border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;font-size:18px;font-weight:900;display:flex}.tip-card h3{color:var(--navy);margin-bottom:4px;font-size:15px;font-weight:700}.tip-card p{color:var(--gray-500);font-size:13px;line-height:1.6}.newsletter{padding:80px 24px}.newsletter-box{background:linear-gradient(135deg, var(--navy) 0%, #1a2744 100%);text-align:center;color:#fff;border-radius:24px;max-width:700px;margin:0 auto;padding:60px 48px;position:relative;overflow:hidden}.newsletter-box:before{content:"";background:radial-gradient(circle,#16a34a33 0%,#0000 70%);border-radius:50%;width:300px;height:300px;position:absolute;top:-100px;right:-50px}.newsletter-box h2{margin-bottom:8px;font-size:28px;font-weight:800;position:relative}.newsletter-box p{color:#ffffffb3;margin-bottom:28px;font-size:16px;position:relative}.footer{background:var(--gray-50);border-top:1px solid var(--gray-200);color:var(--gray-800);padding:60px 24px 32px}.footer-brand{color:var(--navy)}.footer-desc{color:var(--gray-500)}.footer-col a{color:var(--gray-600)}.footer-col a:hover{color:var(--brand)}.footer-bottom{justify-content:space-between;display:flex}.footer-bottom .disclaimer{max-width:600px;font-size:12px}@media (max-width:900px){.sp-hero h1{font-size:32px}.level-grid,.compare-grid{grid-template-columns:1fr}.steps-grid{grid-template-columns:1fr 1fr}.step-card:after{display:none}.calc-inputs,.calc-results,.tips-grid{grid-template-columns:1fr}.fund-table-wrap{font-size:13px}.footer-inner{grid-template-columns:1fr 1fr}.footer-bottom{flex-direction:column;gap:8px}}@media (max-width:600px){.sp-hero h1{font-size:26px}.sp-hero p{font-size:15px}.hero-badges{flex-direction:column;align-items:center}.calc-container{padding:24px}.newsletter-box{padding:40px 24px}.footer-inner{grid-template-columns:1fr}}